Board Profile: First Nations Chair Thomas Vigil

Posted on May 18, 2016 by rblauvelt

Chairman Thomas Vigil

Beyond the grants, past the technical assistance, and before becoming a nonprofit organization, First Nations was formed to be a voice and advocate for Indian people. “It’s why we started, and it’s what we still do,” says B. Thomas Vigil (Jicarilla Apache/Jemez Pueblo), longtime Chairman of the Board and one of the first board members of First Nations Development Institute.

Reflecting on the world he was born into in the 1940s, and the world we live in now, he says the need for this voice continues today.

“The rest of the country has had a 250-yard head start on us, and we have a long way to catch up,” he says.

Indians in a “Desperate State”

Vigil was born on a reservation and raised in a tent behind a shed made from waste lumber.

“This was my life. We were poor. But I wasn’t unique,” he says. “People either grew up and left the reservation, or they stayed, and many died drunk.”

Tom addresses the gathering at First Nations' 35th Anniversary celebration in 2015

Tom addresses the audience at First Nations’ 35th Anniversary celebration in 2015

When state schools were made available, Vigil and many of his classmates were tested and determined to be “illiterate.” Vigil himself didn’t learn to read or write until high school. And because Indians “did not pay taxes” they were not even given the right to serve on the school board.

Vigil called together school leaders, rallied students and parents, and sought a voice for Indian people. By the time he graduated, New Mexico changed the laws, and Indians were on the board and voting for their schools.

From there, Vigil went on to New Mexico Highlands University, where he earned a degree in economics/accounting in 1968. After graduation, he began his first job as a staff accountant for the University of New Mexico. Part of his job was to help tribes set up the accounting processes needed to become community action agencies – an essential component for them to receive federal grants under the War on Poverty.

Again, he saw a world that echoed his experience on the reservation. Indians either had no resources, or they weren’t allowed to manage them, Vigil explains.

“We had no freedom. We were wards of the government,” he says. “We were completely in bondage. Government had all the control.”

A Time for Change

A young Tom Vigil

A lot would happen over the next decades that would have an impact socially and politically on the life of Indians, and Vigil’s career intersected with these changes at several points.

He left his job at the University of New Mexico to work for the Bureau of Indian Affairs, thinking that the environment for Indians could be changed by working within a government agency. Yet, there he didn’t see people working to make lives better for Indian people. “They were just sitting around being bureaucrats,” he says.

From there he was recruited to be a contracts officer for the Department of Labor in Los Angeles. At that time, President Nixon introduced revenue sharing, opening up federal funding to the states. Vigil was assigned several California counties and cities of over 400,000 people to help them access and manage the funding, teaching them how to use it and what it could be used for. This experience led to a position as coordinator of strategic planning in the Mayor’s Office for the City of Los Angeles, and concurrently to an official appointment by the Los Angeles County Board of Supervisors to the Los Angeles County Economic Development Commission. Work in Los Angeles also provided the opportunity to receive a master’s degree in public administration from the University of Southern California.

The Chairman celebrating his 70th birthday in December 2014 with staff and other Board members

Around that time, President Nixon also announced his Indian Policy and the concept of self-determination. This would lead to the creation of the Indian Self-Determination Act, which established a government-to-government relationship between Indian people and the United States of America. When the Ford administration carried the act on, Vigil was brought to Washington to help conceptualize and implement the policy through the U.S. Departments of the Interior and Health and Human Services.

While the legislation was a long time coming, he says, many Indians were not ready for it, and some were actually opposed to it. They feared that the Bureau of Indian Affairs would no longer be providing the services Indians had been accustomed to. They were used to just accepting whatever the Bureau of Indian Affairs said as gospel, and they did not know how important self-government was.

“One of my jobs was to go around the country and talk to Indians,” he says. “Over time, we won them over.”

The Start of First Nations

Vigil could see that more had to be done to align tribes and help them fully understand what sovereignty and self-determination meant. In 1978, Vigil worked with Rebecca Adamson and David Lester to conceptualize an organization that would continue the battle. That organization ultimately became First Nations Development Institute.

Early on, First Nations also gave birth to the notion of a specialized arm to address the lack of capital and financial infrastructure holding back economic development in Native communities. This notion became First Nations Oweesta Corporation, a wholly-owned subsidiary that supports economic growth in Native American communities through the creation, development and capitalization of Native Community Development Financial Institutions, or CDFIs.

First Nations President and CEO Michael Roberts says Vigil’s background was essential to First Nations back then and going forward. “It is Tom’s perspective having come from and being part of his community – along with his broader perspective of Indian Country history and self-determination – that has provided much of the grounding First Nations enjoys today.”

Indeed, Vigil says an essential tenet of First Nations is that it would be funded by private donors and not the government. “That’s why other organizations failed. We had to be sure we were not run by something that had controlled us, or could try to control us in the future.”

A second tenet is that the organization would not take a political position. This neutrality would keep First Nations focused on helping Indians and ensure the organization was not swayed by any political parties or agendas. Finally, a third tenet is that the organization would not become public relations focused. Instead it would let its work speak for itself, with the accomplishments of Indians being its key message.

In the early 1980s, First Nations was formally organized and Vigil became chairman in 1982.

“We’re one of the longest existing Indian organizations. But you can’t think about First Nations without thinking about the history of Native American people in this country,” he says. “It’s not about what we’ve done or what we’re doing. It’s about who we are as Indian people, where we came from, and who we are today. That’s what First Nations is really about.”

Roberts agrees. “Whenever we get a little too big-headed around here, it is Tom’s counsel that keeps coming back – we don’t do things in Indian Country, we invest in the genius of Indian people and Indian communities. Our job is to provide a little capital, a little technical assistance, and a heaping scoop of peer networking – and then get the heck out of the way so the real work can happen.”

Returning to His Roots

Since his work in Washington, Vigil has returned to Dulce, New Mexico, where he launched a successful career in hospitality and in the Indian gaming business. And here he continues serving on multiple boards, including the Board of First Nations.

He reflects on his childhood and a time he escorted a high-level political figure on a trip to a nearby reservation. The visitor pointed out with wonder at the makeshift structures on a distant hillside. “You think they’re shacks,” Vigil told the visitor. “But people live there. Those are homes.”

Vigil explains that this is where his people came from and what they were up against. And while Indians have come a long way in catching up on the 250-yard head start the rest of the country has had, what will always be needed is the voice for Indian people.

“It will take some time to grow out of that,” he says. “But we will. We will keep speaking out.”

By Amy Jakober

$pending Simulation Gets Gallup in a Frenzy

Posted on May 18, 2016 by rblauvelt

In April, First Nations worked with Gallup Central High School financial literacy teacher Arnold Blum and First Financial Credit Union’s Dale Dedrick to provide the $pending Frenzy financial simulation. The goal was to help GRADS students (Graduation, Reality and Dual-Role Skills program) and other Gallup Central students put principles they learned throughout the year into practice. First Nations provided a series of four simulations for all students at Gallup Central (about 100).

The $pending Frenzy simulation allowed students to practice handling a one-year salary of $30,000 to make spending decisions at a series of booths for big purchases like a car and a home (or rental). In addition, students considered smaller purchases such as a food plan and home furnishings. Students also had the opportunity to save money and/or invest money at a bank booth, were instructed to pay taxes on their salary at a tax booth, and were dealt “chance” cards with unexpected life events that either cost them or resulted in money (such as the birth of a child, breaking a leg in an accident, or receiving an award for a piece of art).

Thanks to the coordination of Blum and Dedrick, the various booths were run by local merchants who represented the purchases students had to make. For example, Realtor Jason Valentine from Coldwell Banker ran the home-buying booth, Teri Garcia from Amigo Chevrolet operated the automobile sales booth, Castle Furniture owner Jimmy Villanueva sold items at the shopping mall booth, and representatives from the local First Financial Credit Union managed the bank booth. Additionally, several local officers of the Bureau of Indian Affairs’ Office of the Special Trustee for American Indians, and representatives from Native Community Finance (a local Native Community Development Financial Institution), Lowe’s Shop’n Save, and Little Singer Community School assisted with a variety of other booths.

Volunteers at the $pending Frenzy

“This year’s $pending Frenzy was a genuine community event for our school with local business volunteers from a variety of industries,” stated Gallup Central Financial Literacy teacher Arnold Blum. “The vendors gave students genuine pitches for up-selling, allowing our kids to practice negotiating. The business leaders debriefed the students afterwards and taught them financial lessons.”

First Nations financial education consultant Shawn Spruce agreed: “Teaming up with communities to create positive energy is what the $pending Frenzy is all about. It was great to see so much support from local businesses and organizations all focused on financially empowering students.”

Surveys collected from students following the $pending Frenzy demonstrated that the students found the simulations to be very useful. Of all who completed a survey, 97% agreed that the $pending Frenzy was a valuable experience and 85% indicated that they would use the information they learned to assist them in managing money. Senior Shay Billie concurred and noted, “I thought the $pending Frenzy was cool because I learned skills I can use to get ahead in life.”

This initiative was made possible through generous funding from the W.K. Kellogg Foundation. For more information about the program please contact Benjamin Marks, First Nations Senior Research Officer, at bmarks@firstnations.org or (540) 371-5615.

Money Smarts Training Presented to BIA Staff

Posted on March 18, 2015 by rblauvelt

Fraud occurs when someone unlawfully misrepresents information, facts or events for financial gain, and according to the Financial Industry Regulatory Authority (FINRA) Investor Education Foundation, it’s a big problem in America. Each year eight in 10 Americans are solicited with a potentially fraudulent offer such as a phony charity fundraiser or bogus disaster-relief effort. About $50 billion is lost to fraud annually in this country and, sadly, elders are 34% more likely to be targets than middle-age individuals.

Native-led nonprofit First Nations Development Institute (First Nations) and the FINRA Investor Education Foundation have teamed up to see that Native Americans don’t fall prey to scams by creating the Fighting Fraud 101 campaign. On February 4, 2015, Cherokee Agency Bureau of Indian Affairs employees had a chance to learn more about the exciting awareness campaign as part of an interactive financial skills workshop.

Cherokee Agency BIA staff at training were, L to R, Denny Rochester, Heather McNichols, Renee Bible, Tony Cabe, Lisa Parker, Kelcye Cook, Kim Chiltoskie, and Brooke Brown

Sarah Dewees is the Senior Director of Research, Policy and Asset-Building Programs at First Nations and helped design a Fighting Fraud 101 toolkit to assist Native communities that could be especially susceptible to fraud. She warns that big payouts have focused a lot of attention toward Indian Country in recent years and that technology in the form of text messages, social media and email has made communities that were previously isolated and remote, like much of Indian Country, more accessible to fraudsters.

“There are definitely some at-risk Native communities right now,” Dewees said. “We’ve seen a number of highly publicized legal settlements resulting in payouts to Native people across the country. Not to mention ongoing per-capita and allotment income from sources such as gaming, leasing, and oil and gas revenues. Our goal is to work within Native communities to ensure that tribes and individuals are not targeted by fraudsters and scammers looking to exploit these windfalls.”

The three-hour workshop was offered in both morning and afternoon sessions and included detailed information on budgeting, financial recordkeeping, retirement planning and basic investing in addition to fraud awareness and prevention. Engaging learning activities were featured to reinforce key topics and concepts. One particularly interesting exercise tested recordkeeping and organizational habits by challenging participants to estimate how quickly and efficiently they could collect critical personal information and documents such as birth certificates, past years’ income tax returns, a current retirement account statement, and even the total amount they spent on holiday gifts last year.

“We’re thrilled our staff is able to receive this type of training onsite,” noted Agency Superintendent Darlene Whitetree and Deputy Superintendent Ruth McCoy. “Sound financial skills are crucial to the success of our employees both in the workplace and outside. Moreover, we encourage our staff to share this information with their families and others who might benefit from gaining a clearer understanding of finance.”

For more information on how you can join the Fighting Fraud 101 campaign or to request free fraud-fighting materials, contact First Nations Programs Consultant Shawn Spruce at agoyopi@gmail.com or (505) 247-8861. You can dowload the Fighting Fraud 101 pamphlet at this link: http://www.firstnations.org/knowledge-center/predatory-lending.

By Shawn Spruce, First Nations Programs Consultant

Crow Nation Financial Workshops Help Make Sense of Tribal Land Buy-Back Program

Posted on January 9, 2015 by rblauvelt

What do you get when you combine an innovative and informative financial skills workshop with other financial information geared toward a special land buy-back program? You get lots of attendees – more than 200 – who are highly interested and engaged landowners and their families!

In November 2014, First Nations Development Institute (First Nations) worked with the U.S. Interior Department’s Office of the Special Trustee for American Indians, the Crow Nation, and the FINRA Investor Education Foundation to offer a series of financial skills workshops designed to assist landowners on the Crow Indian Reservation in Montana. The full day of outreach also included presentations by senior advisors from the newly formed Land Buy-Back Program for Tribal Nations (LBBP). Information booths were provided by the Office of the Special Trustee, the Bureau of Indian Affairs (BIA), and the Crow Tribe to provide assistance to landowners with questions about their offer packets from the Land Buy-Back Program and related issues.

The financial skills workshop was developed in response to demand from certain tribes who wished to prepare their members for the Land Buy-Back Program opportunity. The Land Buy-Back Program for Tribal Nations was established by the Interior Department to implement the land-consolidation provisions of the Cobell settlement agreement. The settlement provided for a $1.9 billion Trust Land Consolidation Fund to consolidate fractional land interests across Indian Country and will ultimately affect approximately 150 unique reservations that have fractional interests. The Land Buy-Back Program allows interested individual owners to receive payments for voluntarily selling their land. All interests sold are restored to tribes, which helps to keep Indian lands in trust for tribal communities.

The financial skills workshop offered information about buy-back readiness plans, budgeting and spending plans. Another very important aspect featured information to protect landowners from various types of financial fraud they could be targeted for, such as investment fraud and other related scams. Materials were provided to assist individuals and families with identifying different types of fraud, recognizing risk factors, spotting persuasion tactics, and knowing what to do if one becomes a victim. Money tips and skills like record-keeping, organization, consumer savviness, and avoiding “big money mistakes” were also hot topics. (To see more about the FINRA Investor Education Foundation/First Nations effort to prevent financial fraud, visit http://org2.salsalabs.com/o/5855/t/0/blastContent.jsp?email_blast_KEY=1310510.)

First Nations Consultant Shawn Spruce explained: “It was wonderful to see such a fantastic turnout of over 200 landowners. People were really excited to be there and feedback following the event was extremely positive. Of course none of this would have been possible without so many great partners to help bring us all together.”

There are several more land buy-back events planned in 2015, and First Nations plans to coordinate with the Office of the Special Trustee, the BIA and the Land Buy-Back Program to continue their outreach and training on avoiding fraud and successfully planning for windfall payments.

By Tawny Wilson, First Nations Program Officer